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A Buyer’s Guide to Purchasing Magnetic Ink

By Bethany Taylor August 15, 2020 0 comments

Apart from your standard black and tri-color inkjet cartridges to cartridges filled with special types of ink used in specific applications, there are many more types of ink on the market than many people realize. One special type of ink available in the printing world is magnetic ink. This ink is readable by both humans and specialized equipment and is widely used in the financial industry to improve speed and accuracy in the business world. Do you have to use MICR ink for checks? Currently, magnetic ink is the best for check printing. There are several things to keep in mind if you are shopping for magnetic ink. Below is our buyer’s guide to purchasing magnetic ink.

What Is Magnetic Ink?

Shopping for Magnetic Ink

A MICR laser printer with a compatible toner is the best for check printing

Magnetic ink is an extremely beneficial type of ink that guarantees fast, secure, and accurate processing of personal and business checks. It typically consists of iron oxide particles that are magnetized and can be used in magnetic ink printers or any other specialized equipment compatible with Magnetic Ink Character Recognition (MICR) technology.

Each magnetized character has a distinctive signature that allows MICR equipment to identify each character with a high degree of accuracy swiftly. Even if the characters have been covered by other marks or altered by non-magnetic ink, MICR equipment can read MICR on check quickly and accurately.

Shopping for Magnetic Ink

Printing checks for personal or business use is an effective approach to save money and avoid running out of checks at an inopportune time. If you plan on doing so, you require to be familiar with the process, and you need to make sure that you purchase the right type of magnetic ink.

MICR advantages and disadvantages

MICR advantages

Always ensure the magnetic ink printer you choose adheres to ANSI standards

A MICR laser printer and compatible toner is the way to go when you want to print checks that are MICR compatible. Choosing to use MICR-compatible laser toner simplifies the process and helps ensure that your checks will be read by equipment correctly.

Magnetic ink for payroll checks can be used in printing payroll checks. When you are looking for MICR toner, OEM cartridges are the best option. They are designed by your printer’s manufacturer to meet its exact specifications. Even though OEM toner cartridges are more expensive, they contain the highest quality toner and give the best prints.

Compatible MICR toner cartridges cost significantly less than OEM cartridges. In many cases, they offer high-quality results as well. 

When shopping for magnetic ink, ensure the product or brand you choose adheres to ANSI standards to ascertain that the checks you print will clear any financial institution’s check-clearing system.

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